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About Your Personal Data: Rago Arts uses 128 bit encryption to transmit sensitive information to our servers over SSL. SSL (Secure Sockets Layer) is the standard security technology for establishing an encrypted link between a web server and a browser. This link ensures that all data passed between the web server and browsers remain private and integral. SSL is an industry standard and is used by millions of websites in the protection of their online transactions with their customers.

Buyer’s premium: All auction houses make their money in part by charging an advertised percentage of the winning bid to the buyer. Winning bid + buyer’s premium = the total amount owed to the auction house. Just factor the buyer’s premium in when deciding how much to bid. Rago’s buyer’s premium is 25% on the first $200,000; 20% between $200,000 and $3 million.

For purchases made either in the room or by phone or by absentee bid and paid for by Visa, MasterCard, Discover or PayPal: A 2% surcharge will be added to the total of the hammer price plus buyer’s premium and any applicable taxes, as above.

Bidders who choose to buy through third party online bidding platforms pay the buyer's premium listed above AND a surcharge that offsets the fee levied by the third party online bidding platform on the Auction House. See the Terms of Sale posted with each Rago auction on Bidsquare or Live Auctioneers for more details.

For purchases made either in the room or by phone or by absentee bid and paid for by Visa, MasterCard, Discover or PayPal: A 2% surcharge will be added to the total of the hammer price, buyer’s premium and any applicable taxes.

The buyer's premium on coins and currency only will be 20.5% discounted to 17.5% if paid by check, cash, or wire transfer within 15 days. Bidders who choose to buy through third party online bidding platforms pay the buyer's premium listed above AND a surcharge that offsets the fee levied by the third party online bidding platform on the Auction House. See the Terms of Sale posted with each Rago auction on Bidsquare or Live Auctioneers for more details.

New Jersey State Sales Tax If you are shipping to a New Jersey address or if you pick up the lots you have won at our New Jersey location, you must pay the State’s 6.875% sales tax. The only exception is for those who hold a valid resale license and file the completed New Jersey State Sales Tax Form (New Jersey Seller’s Certificate Form ST3 (PDF) or Non New Jersey Seller’s Certificate Form ST-3NR (PDF)) with Rago’s. Please note that if you are having your property shipped out of the State of New Jersey, you do not have to pay New Jersey sales tax.

Resale License Sales tax is charged on all sales of physical goods in New Jersey. A resale license is required in order to avoid paying sales tax on items you are going to resell. If you are buying property for resale, you must provide a copy of your resale license with your payment. See above.

Return Policy: Auction property is sold “as is”, without warranties or guarantees, like a retail store’s final sale. Typically, this means that no return privileges will be granted. Buyers are solely responsible for their decision to bid. The exception to this at Rago’s concerns authenticity. When we state that property is by a specific maker, we afford the buyer a 30 day grace period in which to have authenticity affirmed by an outside expert acceptable to both parties should he so wish. For more information, please read the Terms of Sale